BNPL Tracker

The tracker detects payments to all major Buy Now, Pay Later providers including Klarna, Afterpay, Clearpay, Affirm, Zilch, Sezzle, Laybuy, Zip Pay, OpenPay, Humm, Splitit, Scalapay, Alma, Tabby, Tamara, and PayPal Pay in 4.

The tool extracts all transactions from your bank statement PDF, then scans each transaction description for known BNPL provider names. It totals up payments to each provider and shows you the full picture of your BNPL spending.

BNPL payments are easy to lose track of because they split purchases across multiple payments. This can make it harder to see how much you are actually spending. Tracking BNPL helps you understand your true spending commitments and avoid overextending.

The tool catches payments where the BNPL provider name appears in the transaction description. Most providers (Klarna, Afterpay, Clearpay, etc.) show their name clearly in bank statements. Some store-branded BNPL services that do not reference the provider name may not be detected.

Your bank statement PDF is processed securely and never permanently stored. Transaction data is analysed in memory and sent to your browser. We do not keep copies of your statements or share your data with third parties.

Yes, completely free. Upload your statement and see your BNPL spending instantly. For a full spending analysis with AI insights, scores, and trends, check out StatementBear Pro.