Subscription Finder

The subscription finder scans all transactions in your bank statement and identifies recurring charges. It looks for payments to the same merchant that appear multiple times with consistent amounts. This catches services like Netflix, Spotify, gym memberships, insurance payments, and any other regular charges.

The tool finds recurring charges that appear in the statement period you upload. For the most complete picture, upload a 2-3 month statement or your most recent full month. Annual subscriptions that only charge once may not appear if they did not occur during the statement period.

Any recurring payment to the same merchant with a consistent amount counts as a subscription or recurring charge. This includes streaming services (Netflix, Spotify, Disney+), software subscriptions (Microsoft 365, Adobe), gym memberships, insurance, phone contracts, meal kits, and any other regular payment.

Most bank apps do not flag recurring charges automatically. Our tool analyses your statement holistically, identifying patterns you might miss when scrolling through transactions. It also calculates your total subscription spend and projects annual costs.

Your bank statement PDF is processed securely and never permanently stored. Transaction data is analysed in memory and sent to your browser. We do not keep copies of your statements or share your data with third parties.

Yes, completely free. Upload your statement and see your recurring charges instantly. For a full spending analysis with AI insights, check out StatementBear Pro.