Get 30% off your first month with code EARLYBEAR
AI Bank Statement Analyzer that shows where your money goes
Upload your bank statement PDF and get instant spending analysis, category breakdowns, and brutally honest financial feedback powered by AI.
Bank-level encryption
No sign-up required
First analysis free
Spending Score
Category Breakdown
AI Insights
Honest Feedback
Monthly Trends
Anonymous Benchmarks
Bank-Level Encryption
No Sign-Up Required
First Analysis Free
50/30/20 Budgeting
Spending Score
Category Breakdown
AI Insights
Honest Feedback
Monthly Trends
Anonymous Benchmarks
Bank-Level Encryption
No Sign-Up Required
First Analysis Free
50/30/20 Budgeting
Spending Score
Category Breakdown
AI Insights
Honest Feedback
Monthly Trends
Anonymous Benchmarks
Bank-Level Encryption
No Sign-Up Required
First Analysis Free
50/30/20 Budgeting
Spending Score
Category Breakdown
AI Insights
Honest Feedback
Monthly Trends
Anonymous Benchmarks
Bank-Level Encryption
No Sign-Up Required
First Analysis Free
50/30/20 Budgeting
How it works
Analyze your bank statement in three steps
01
Download your bank statements
Export your monthly bank statement as a PDF from your banking app or online banking portal.
02
Select & Upload
Upload your statements to StatementBear. Our AI reads, categorizes, and analyzes every transaction in under 30 seconds.
03
Get your spending analysis
Receive your full spending analysis: score, category breakdowns, monthly trends, and honest financial feedback.
01
Download your bank statements
Export your monthly bank statement as a PDF from your banking app or online banking portal.
02
Select & Upload
Upload your statements to StatementBear. Our AI reads, categorizes, and analyzes every transaction in under 30 seconds.
03
Get your spending analysis
Receive your full spending analysis: score, category breakdowns, monthly trends, and honest financial feedback.
10,000+
Statements analyzed
< 30s
Average analysis time
4.8/5
User satisfaction
£340
Avg. monthly savings found
See the difference
From raw PDF to clear insights
Your bank statement has the data. We turn it into something you can actually use.
B+
74 / 100
Spending Score
Income
£2,450
Spent
£1,820
Saved
+£630
Top Categories
Groceries & Food
32%
Transport
24%
Shopping
20%
Subscriptions
14%
Dining Out
10%
AI Insights
1.
Your dining spend is 40% above average for your income bracket. Cooking two more meals a week could save ~£120/month.
2.
You saved 25.7% of your income this month. That puts you in the top 15% of users in your bracket.
Watch out
1.
Subscription costs up 18% vs last month. New charge from Spotify (£10.99).
2.
3 takeaway orders in the first week. On track to spend£58+ on dining out this month.
Bank Statement Analysis Features
Everything you need to understand your spending
StatementBear is the complete AI-powered bank statement analyzer that gives you the full picture of your finances.
Spending Score
Our bank statement analyzer grades your financial health A-F. Track your spending score month over month and watch your habits improve.
Transaction Categorization
Automatically categorize bank transactions into detailed spending categories. See exactly where your money goes with clear charts and summaries.
AI-Powered Insights
Get personalized, actionable financial insights powered by AI analysis of your bank statement. Save more and spend smarter.
Honest Financial Feedback
Receive a brutally honest take on your spending habits from our AI analyzer, with specific suggestions to improve your finances.
Monthly Spending Trends
Track your spending patterns over time with monthly trend analysis. See streaks, scores, and whether your finances are improving.
Anonymous Benchmarks
Compare your spending analysis to other users. See where your finances shine and where you can cut back.
Reviews
Loved by people who hate spreadsheets
I used to dread looking at my bank statements. Now I actually look forward to uploading them each month. My spending score went from a D+ to a B in three months.
Sarah M.
Freelance designer
The insights are genuinely useful. It caught a subscription I forgot I was paying for. Saved me £15/month just from that one tip.
James T.
Software engineer
As a student on a tight budget, this is exactly what I needed. The category breakdowns showed me I was spending way more on takeaways than I thought.
Priya K.
Graduate student
Simple, fast, and actually useful. I uploaded my statement and had a full breakdown in under a minute. The AI tips are spot on.
Tom L.
Small business owner
Pricing
Simple, transparent pricing
Try your first analysis for free. Subscribe to upload every month and track your spending over time.
Yearly Plan
$4.99
/month
$6.99
$59.88 billed annually (saves $24 per year)
Upload your bank statement at the end of each month and get a full breakdown of your spending. Your insights build over time so you can see real progress.
Unlimited statement uploads
Full AI insights & spending score
Honest spending feedback
Month-over-month trends
Anonymous benchmarks
Export & share
Priority support
Use code EARLYBEAR at checkout for 30% off your first month
30-day money-back guarantee. No questions asked.
Ready to take control of your spending?
Upload your first statement for free. No credit card needed, no sign-up required.
Takes less than 30 seconds
FAQ